Secrets AI Review 2026: real pricing, Moments, privacy
Secrets AI positions itself as a privacy-first AI girlfriend with a clear promise: a full combo (chat, images, videos, voice calls) paired with long-term adaptive memory and serious billing discretion (crypto payment, billing descriptor advertised as Sun Clinical Laboratories). The product was repositioned in 2026 with the arrival of Adaptive Memory and Group Chat on the Ultimate tier.
In this analysis, we break down image quality, chat finesse, adaptive memory, video generation, the Moments credit system, the real all-in cost for normal usage, French language quality of the model, and the comparison against Candy AI, Joi AI, Lovescape and OurDream. Final score: 7.9/10, with clear strengths on privacy and memory, but real limitations on value for money and French language quality.
+ Pros
- Discreet billing descriptor advertised (Sun Clinical Laboratories), ideal for privacy
- Crypto and prepaid payments accepted, end-to-end anonymity possible
- Adaptive Memory with long-term recall (6x memory on the Ultimate tier)
- Full combo chat + images + videos + voice calls in a single app
- Annual Lite plan at ~$4/mo, very accessible entry point
- Group Chat (multi-character conversations) exclusive to Ultimate
- Configurable custom persona (appearance, voice, scenario, personality)
- Trustpilot 4/5 across ~58 reviews (low volume, but overall positive signal)
- Free tier available to explore without payment
- Multilingual model (replies across several languages)
- To consider
- High Moments cost on video (~600) and calls (~100/min)
- Limited physical customization according to several Trustpilot reviews
- French quality not guaranteed (no official FR interface, EN-first model)
- Trustpilot 4/5 across only ~58 reviews, still too low a volume to be fully representative
- Some users report lost Group Chats or images after upgrading to Ultimate
- Email support sometimes slow or unanswered according to Trustpilot
- Recent product track record (real phase started 2024), less hindsight than a Candy AI
What is Secrets AI?
Secrets AI is an NSFW AI girlfriend platform published by Secret Labs Inc., a company incorporated in Dover (Delaware, USA), with a WHOIS masked via Domains By Proxy. The secrets.ai domain has existed since 2017, but the real product phase started in 2024, with a major repositioning in 2026 around two new features: Adaptive Memory (long-term evolving memory) and Group Chat (multi-character conversations, exclusive to the Ultimate tier).
Up against Candy AI (more mainstream, more visual, larger community) and Joi AI (video-focused with community characters), Secrets AI differentiates on two precise axes: billing privacy (crypto and prepaid payments accepted, discreet billing descriptor advertised) and the quality of long-term conversational memory. It’s less a visual alternative than an alternative geared toward discretion and relational continuity.
How we analyzed Secrets AI
This analysis does not claim to be a direct 30-day test. It’s based on triangulation of cross-referenced public sources: official Secrets AI documentation, demos accessible without payment, the ~58 Trustpilot reviews (average rating 4/5, to be weighted against the low volume), specialized press (Straight, Datafloq, Scribehow, Mariavibe), user feedback on Reddit and X, plus the site’s marketing claims, all cross-checked to identify any gaps.
The goal: deliver an honest view, without inflating strengths or hiding the limitations flagged by users (notably a few Trustpilot reports mentioning lost group chats or images after upgrading to Ultimate, and occasionally slow email support). The scores given are based on this aggregation, not on a single individual experience that would be too narrow to be representative.
The key features of Secrets AI
Secrets AI covers the full spectrum of a modern AI girlfriend, with two clear differentiators: long-term adaptive memory and billing privacy. Here are the six main building blocks of the product, detailed with their genuine strengths and concrete limitations.
AI chat with Adaptive Memory
The Secrets AI chat is the product's real strength. The Adaptive Memory introduced in 2026 retains details set early in the relationship (names, preferences, recurring scenarios) over time, and the Ultimate tier advertises 6x longer memory recall than lower tiers.
Caveat to know: a few Trustpilot reports flag that memory can be reset or lose elements after an upgrade to Ultimate. The transition between tiers isn't yet perfectly stable according to the users affected.
NSFW image generation (Moments system)
Secrets AI generates solid photorealistic images (~8.0/10), with strong human rendering though slightly behind Candy AI. The cost ranges from 30 to 50 Moments per image depending on the quality requested.
Body customization remains narrower than on OurDream or DreamGF, which shows up in several user reports asking for more body options and character diversity.
Video generation and voice calls
NSFW video clips are available but expensive: around 600 Moments per video, which quickly burns through the monthly quota. Motion consistency lags behind Joi AI, which dominates this criterion.
Voice calls work well on voice rendering but cost ~100 Moments per minute, roughly $3 for 10 minutes in equivalent terms. Calibrate if usage becomes regular.
Group Chat (Ultimate)
Exclusive to the Ultimate tier, Group Chat lets you run conversations with multiple characters simultaneously (for example, two AI girlfriends, or a main character accompanied by friends). It's a rare feature in this segment.
Important caveat: it's also the feature that draws the most Trustpilot reports mentioning bugs (group chats disappearing, characters getting mixed up). Worth testing yourself before upgrading to Ultimate solely for this reason.
Privacy and crypto payment
The real differentiator of Secrets AI against Candy AI or Joi AI. The site advertises a Sun Clinical Laboratories billing descriptor on statements (publisher claim, to verify yourself), and accepts crypto and prepaid payments for stronger anonymity.
Conversations are encrypted in transit, the account can be deleted from settings, and no personal data beyond the email is required. No-data-resale policy displayed.
Custom persona and scenarios
The persona editor covers physical appearance, voice, personality traits, backstory and preferences. Custom creation costs +1,000 Moments on top of choosing from the existing library.
Less in-depth than DreamGF's from scratch creation on body details, but more than enough to build recurring scenarios that leverage Adaptive Memory over time.
Real-world quality: images, chat, video
On the image quality side (~8.0/10), Secrets AI holds up very well on human photorealism, slightly below Candy AI on fine rendering and on par with Joi AI on portraits. Character physical diversity, however, is narrower, with less granular body customization than DreamGF or OurDream, which shows up in several Trustpilot reviews asking for more body options.
The real strength of the product is the AI chat and memory (~8.5/10). The Adaptive Memory introduced in 2026 holds onto details set early in the relationship (names, preferences, recurring scenarios) much longer than the market average, and the 6x memory advertised on the Ultimate tier widens the gap further. Honest caveat: some Trustpilot users report that memory or group chats can disappear after an upgrade to Ultimate, suggesting that tier transitions are still imperfect.
Video generation and voice calls (~7.0/10) remain the weak spot. Video clips are available but expensive in Moments (around 600 per video), and motion consistency lags behind Joi AI, which clearly dominates this criterion. Voice calls work well on voice rendering, but the cost (around 100 Moments per minute) quickly limits extended use.
Pricing and the Moments system
Secrets AI runs on a dual system: a 3-tier subscription (Lite, Premium, Ultimate) plus an internal currency, Moments, consumed for rich actions (images, videos, calls, custom personas). It’s a hybrid model that can drive the bill up if usage becomes media-intensive.
| Plan | Price | Gems | Video | Who is it for? |
|---|---|---|---|---|
| Free | $0 | 10 gems/day | No | Discovery, try before you buy |
| Plus | $5.99/mo | 300 gems/day | No | Regular use, image only |
| Premium | $12.99/mo | Unlimited | Limited | Power users, intensive exploration |
| Pro | $24.99/mo | Unlimited | Full | Creators, pro use, video |
Three paid tiers: Lite at around $4/mo on the annual plan ($5.99/mo standard), to get started with a limited Moments quota. Premium at $13.33/mo annual ($19.99/mo standard), with 8,000 monthly Moments, unlimited messaging, media and advanced memory. Ultimate at around $26.66/mo annual ($39.99/mo standard), with 15,000 Moments per month, a 15% bonus, Group Chat, 6x memory and priority support.
A free tier exists but stays limited: reduced messaging, heavily constrained media. Observed Moments costs: images between 30 and 50 depending on quality, video around 600, voice call about 100 per minute, custom persona creation +1,000 per unit.
For normal usage (daily chat, 3 images per day, 1 video per week, 10 minutes of calls per week), the all-in calculation over 30 days gives: ~3,000 Moments on images, ~2,400 on video, ~4,000 on calls, totaling around 9,400 monthly Moments. That’s just under the Premium quota (8,000) and amply covered by Ultimate (15,000). Realistic all-in cost: $13 to $27/mo on the annual plan depending on tier, or $20 to $40/mo on standard. Beyond that, you have to buy additional Moments packs.
Secrets AI vs competitors: Candy AI, Joi AI, Lovescape, OurDream
Secrets AI operates in a segment dominated by Candy AI on mainstream, Joi AI on video, Lovescape on value for money, and OurDream on customization. Here’s how Secrets AI stacks up against these four main alternatives we track on erosiab.com, criterion by criterion.
| Criterion | Promptchan | Candy AI | SoulGen | Seduced AI | OurDream |
|---|---|---|---|---|---|
| Entry price | $5.99 | $9.99 | $9.99 | $8.99 | Credits |
| Image quality | 9.5/10 | 9/10 | 9.5/10 | 8.5/10 | 8/10 |
| Censorship | Very low | Moderate | Moderate | Low | Low |
| Video generation | Yes | No | Limited | No | Specialist |
| AI companion chat | Basic | Excellent | No | Average | Average |
| Edit/Pose Mode | Yes | No | Yes (limited) | No | No |
| Usable free plan | Yes | Very limited | Free credits | Limited | Free credits |
Secrets AI vs Candy AI: which one to pick?
Candy AI remains the mainstream benchmark of the NSFW AI girlfriend segment, with superior visual quality, a much larger community and product maturity built over several years. Secrets AI still beats it on three precise axes:
- Billing privacy: Secrets AI advertises the Sun Clinical Laboratories billing descriptor and accepts crypto and prepaid payments, versus a standard descriptor on Candy AI’s side.
- Long-term adaptive memory: Secrets AI’s Adaptive Memory (and the 6x on the Ultimate tier) holds context longer than Candy AI’s conversational memory.
- Lite annual plan: at ~$4/mo, Secrets AI opens access at a very low price point for anyone who just wants to try out chat over the long haul.
On the flip side, Candy AI retains the edge on image quality, character diversity, the naturalness of French chat, and the broader, more mature ecosystem. Verdict: Secrets AI for those who prioritize billing discretion and memory over time, Candy AI for those who prioritize visuals, community and mainstream polish.
Secrets AI: who it's built for (and who it isn't)
It's for you if
- You prioritize billing privacy (discreet descriptor, crypto payment possible)
- You want chat with long-term memory that holds context over time
- You're looking for a full combo (chat + images + videos + calls) under one subscription
- You're okay with a Moments credit system on top of the subscription for media
- You want a low entry price with the annual Lite plan at ~$4/mo
Skip it if
- You want an official French interface and a native FR chat without anglicisms
- You generate lots of videos or calls (Moments cost ramps up fast)
- You're after a massive community and top-tier visual quality like Candy AI
- You want a platform with several years of stable track record
Frequently asked questions about Secrets AI
Secrets AI offers a free tier that lets you test chat with a limited message quota, but without full access to media (images, videos, calls). For regular use, you need to move to one of the three paid tiers: Lite (~$4/mo annual), Premium ($13.33/mo annual) or Ultimate (~$26.66/mo annual).
Three tiers: Lite ~$4/mo annual ($5.99/mo standard), Premium $13.33/mo annual ($19.99/mo standard, 8,000 Moments) and Ultimate ~$26.66/mo annual ($39.99/mo standard, 15,000 Moments + Group Chat + 6x memory). For normal usage (daily chat, 3 images/day, 1 video/week, 10 min of calls/week), the all-in cost ranges between $13 and $27/mo on the annual plan depending on the tier chosen.
This is the product’s main selling point. Secrets AI advertises a Sun Clinical Laboratories billing descriptor on statements (publisher claim, to verify yourself), accepts crypto and prepaid payments for stronger anonymity, encrypts conversations in transit, and posts a no-data-resale policy. On Trustpilot, the rating sits at 4/5 across only ~58 reviews, a still-low volume but overall positive signal.
The model is multilingual and replies in French, but no official FR interface exists to date. Chat naturalness stays decent without reaching the fluidity of a product designed in French: a few anglicisms and occasionally awkward phrasing. For maximum quality, conversations in English are more natural. Calibrate based on your standards on language.
Secrets AI wins on billing privacy (advertised discreet descriptor, crypto and prepaid payment), long-term adaptive memory and a very low annual entry price (~$4/mo on Lite). Candy AI wins on visual quality, naturalness of French chat, character diversity and overall product maturity. Summary: Secrets AI for those who prioritize discretion and memory, Candy AI for those who prioritize visuals and mainstream feel.
Secrets AI officially embraces NSFW: explicit nudity, classic hardcore scenarios, dirty talk. But like most mainstream platforms, certain more extreme or ambiguous kinks may be rephrased by the model. For fully uncensored content with no filter, look at OurDream or Seduced AI instead. For an NSFW + privacy compromise, Secrets AI remains one of the best choices.
Final verdict on Secrets AI
Secrets AI earns its spot in the top NSFW AI girlfriends of 2026, with a clear and useful positioning: billing privacy and long-term adaptive memory. The full combo (chat, images, videos, calls) under a single subscription is coherent, and the crypto/prepaid option answers a real demand that no mainstream competitor covers as cleanly.
Its limitations are worth knowing before committing: an expensive Moments economy on video and calls, no guaranteed French language quality (English-only interface and EN-first model), narrow physical customization compared to OurDream or DreamGF, and a few Trustpilot reports flagging data loss after Ultimate upgrades (review volume still low, to be weighted). Final score: 7.9/10, recommended primarily for users who want strong billing privacy and memory that holds up over time, at a reasonable entry cost on the annual plan.
Our pick oriented toward privacy and long-term memory, to favor over Candy AI for those who value billing discretion and relational continuity.
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Secrets AI
- Chat with long-term memory
- Crypto payment + discreet billing descriptor
- Annual Lite plan at ~$4/mo
- Combo chat + images + videos + calls